chrisgriffith on September 21st, 2009

Record Low Rates, Get What You Need "You can’t always get what you want, but if you try sometimes, well you just might find, you get what you need." – Rolling Stones What does that have to do with this week’s mortgage rate report? Well, funny you should ask. I have heard from a very [...]

Continue reading about Bonita Springs Florida Monday Mortgage Report 09-21-2009

chrisgriffith on September 16th, 2009

Finance Barbie: Fake Currency Included Party Dress & Yacht Sold Separately Several days ago I was crossing the state in my car. While listening to the radio I overheard a report of senior vice president, banking executive who had “borrowed” a bank owned home in Malibu, California for her own personal use and entertainment. On [...]

Continue reading about Who Else From The Bank Was on The Guest List?

chrisgriffith on September 3rd, 2009

The Banks Ran Me Around For Two Years and One Half Years   Two and one half years with no payments made to the bank, no response from the bank, no foreclosure, no loan modification, seven accepted offers at about $40,000 as a short sale on his home when he just needed and wanted an [...]

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chrisgriffith on September 2nd, 2009

Banks Get The Gold Mine Consumers Get The Shaft … and Jesus Loves You Sometimes actually getting the bank to give a loan modification doesn’t end with the borrower being getting their issues solved. Loan modifications are an emotional roller coaster. From the day a borrower finally gets a living, breathing human on the phone [...]

Continue reading about The Home Loan Modification Mirage

chrisgriffith on August 31st, 2009

I am changing the format of this up a little bit to make it work with our site’s that we post for, so please work with us as we try this this out.   Mortgage rates have been holding steady for the past couple weeks.  Mortgage applications have increased.  Is this a sign that the [...]

Continue reading about Bonita Springs Florida Mortgage Monday August 31, 2009

chrisgriffith on August 16th, 2009

  Visit msnbc.com for Breaking News, World News, and News about the Economy If you can’t see the video above, CLICK HERE. This is a little ditty about how the real estate market really is.  Many buyers of real estate worry that because the market is moving so swiftly they won’t get a great deal.  [...]

Continue reading about The Banks Are Still Loaded With Toxic Assets

chrisgriffith on August 15th, 2009

  Conventional, Cash and FHA Financing Statistics   Wondering how things get paid for in the Bonita Springs and Estero Florida real estate market?  These are the number for July 2009 taken from the Sunshine MLS.  This is the closed real estate sales only during that month.  Cash is king, followed by conventional mortgages and [...]

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chrisgriffith on July 29th, 2009

If you don’t see the video below Click Here

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chrisgriffith on July 10th, 2009

HVCC survey results

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chrisgriffith on July 8th, 2009

Years of Bonita Springs real estate home owner association dues go unpaid when properties close. Can your HOA afford the next ARM reset?

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chrisgriffith on July 6th, 2009

Your $8000 SHIP has come in. But are you first in line? July 1, 2009 marked the new fiscal year for SHIP (State Housing Initiative Program), a state funded down payment assistance program for low-level income home buyers.  However, this year the $161 million grant used to fund this program has been cut to $30 [...]

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chrisgriffith on July 1st, 2009

The home valuation code of conduct HVCC and what it means to those getting or making loans.

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chrisgriffith on June 22nd, 2009

Why HVCC just must loans and funding worse for consumers.

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chrisgriffith on June 15th, 2009

What good is a pre-qualification or pre-approval if you’re not going to listen? When a buyer wants to buy a home, the Real estate agent they are dealing with usually asks right off the bat: “Have you been pre-qualified or pre-approved for a mortgage?”  Why is this such an important questions?  There are several things [...]

Continue reading about Bonita Springs Florida Monday Mortgage Report 06-15-2009

chrisgriffith on June 10th, 2009

Up To $8,000 Up For Grabs Since the first of the year, many first time home buyers have staked their claim in the Southwest Florida real estate market. Besides the low prices and historic low interest rates, the tax credit of up to $8,000 has been a huge motivator. There are still folks on the [...]

Continue reading about The First Time Home Buyer Tax Credit Clock is Ticking