chrisgriffith on February 19th, 2011

If you do not see the video above click here: Experian using rental history to calculate credit score: Rental History Credit & Future Real Estate Purchase Wouldn’t it be great to see the other credit bureau’s follow Experian’s lead?  Bonita Springs real estate buyers would be able to rebuild dinged credit by paying their rent [...]

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chrisgriffith on January 7th, 2010

Know Your Credit Score In the past, it wasn’t out of the question to obtain a mortgage with a FICO score in the low 500 range. In fact, if you were willing to accept the payment, you could even do so with little money down. Today, however, if you have a low FICO score, you [...]

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chrisgriffith on November 3rd, 2009

First Time Home Buyer Tax Credit Expires Soon Attention potential First-Time Home Buyers!!!  You have less than four weeks to close on your new home to get the $8,000 tax credit.  Do not rely on an extension with possible additional benefits.  Take what you know you can get now.  Not what you could or could [...]

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Financing after bankruptcy, foreclosure, short sale, deed-in-lieu

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chrisgriffith on August 1st, 2009

  If you do not see the video above Click Here

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chrisgriffith on May 18th, 2009

Congratulations! Your mortgage Was denied Many people in today’s market are hesitant to apply for a mortgage, whether it be a purchase or refinance.  They are scared, or more so embarrassed, about the possibility of being denied for the loan.  However, those that are denied for a mortgage are one step closer to getting approved [...]

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chrisgriffith on April 21st, 2009

If you do not see the first time home buyer tax credit video below, Click Here.

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chrisgriffith on February 4th, 2009

The Crossroads of Renting or Owning Real Estate An interesting thing happened while visiting a friend at his place of business last week. He said, “What’s this?” A form had come over his fax machine and was a verification of employment for one of his employees. I assumed that he must be applying for credit [...]

Continue reading about Why You Shouldn’t Rent to Own in Bonita Springs, Florida

chrisgriffith on December 8th, 2008

Mortgage financing that you may not be aware of…. Home financing is available through the USDA – the zoning of the property is important, but you would be surprised at how many areas actually do qualify in Florida. Believe it or not, 100% financing IS still available. Features of these mortgages include: No Mortgage Insurance [...]

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chrisgriffith on November 26th, 2008

Down But Not Out, Credit Is Still Available Throughout Southwest Florida home sellers have been waiting it out. They’re waiting for buyers, waiting for prices to go up and they’re waiting for something to happen that is going to make their Bonita Springs real estate sell. One of the most frequently asked questions I get [...]

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chrisgriffith on September 27th, 2008

Home Buyer Incentive If you’ve heard about the first-time homebuyer tax credit and wonder if you qualify, here’s some info for you.  When a first-time homebuyer purchases a home before the end of 2008, he or she gets a $7,500 tax credit in 2009 when they file their federal income taxes.  It’s not a gift [...]

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chrisgriffith on August 22nd, 2008

Dead Fish Mailbox | Old Bonita Springs You were all holding your breath for the mailbox du jour, I just know it. Special thanx to a humongous issue with Quick Books and my extension looming in the not so distant future for getting me slightly derailed from the important things; blogging about mailboxes. I think [...]

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